Terms and Conditions

Last updated: January 2026

Welcome to Regatul Banilor ("we", "our", "us"), accessible at https://www.regatulbanilor.uk (the "Website"). Regatul Banilor is an informational blog focused on personal finance topics for Romanians living in the United Kingdom.

By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Website.

1. Purpose of the Website

The content published on Regatul Banilor is provided for informational and educational purposes only. It is not intended to constitute financial, legal, tax, or investment advice.

You acknowledge that:

Any financial decisions you make are your own responsibility
You should consult qualified professionals (financial advisors, accountants, or legal experts) before making financial decisions

2. No Professional Advice

All content, including articles, guides, tools, calculators, opinions, and recommendations, is provided on an "as is" basis.

Regatul Banilor does not provide regulated financial advice under UK law, and nothing on this Website should be interpreted as such.

3. Use of the Website

By using this Website, you agree that you will:

Use the Website only for lawful purposes
Not attempt to disrupt or compromise the Website’s security or functionality
Not copy, reproduce, or redistribute content without permission
Not use the Website in any way that may cause harm to others or to the Website

We reserve the right to restrict or terminate access to the Website if these terms are violated.

4. Intellectual Property

Unless otherwise stated, all content on Regatul Banilor, including text, logos, branding, graphics, and original articles, is the intellectual property of Regatul Banilor.

You may:

Read and share links to our content

You may not:

Republish full articles without written permission
Modify, sell, or commercially exploit the content

5. External Links

The Website may contain links to third-party websites, products, or services.

We:

Do not control or endorse external websites
Are not responsible for their content, accuracy, or privacy practices

Accessing third-party links is done at your own risk.

6. Advertising and Affiliate Disclosure

Regatul Banilor uses third-party advertising services, including Google AdSense, to display advertisements on the Website.

These services may use cookies, web beacons, or similar technologies to:

Display ads relevant to your interests
Measure advertising effectiveness
Improve user experience

Google, as a third-party vendor, uses DoubleClick cookies to serve ads to users based on their visits to this and other websites. Users may opt out of personalized advertising by visiting Google’s Ads Settings.

Affiliate Links

Some articles and pages on this Website contain affiliate links. This means that if you click on an affiliate link and make a purchase or sign up for a service, Regatul Banilor may receive a commission at no additional cost to you.

Affiliate links may relate to, but are not limited to:

Financial products or services
Banking, insurance, or investment platforms
Educational tools or resources

We only promote products or services that we believe may be useful or relevant to our audience. However:

We do not guarantee outcomes, results, or financial performance
You are responsible for conducting your own research before making decisions

In accordance with UK Advertising Standards Authority (ASA) guidelines and international affiliate disclosure requirements, affiliate relationships are clearly disclosed within content where applicable.

Advertising and affiliate relationships do not influence our editorial independence, content quality, or opinions.

7. Limitation of Liability

To the maximum extent permitted by law, Regatul Banilor shall not be liable for:

Any direct or indirect financial losses
Errors or omissions in content
Decisions made based on information found on the Website
Temporary unavailability or technical issues

Your use of the Website is entirely at your own risk.

8. Privacy and Cookies

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which explain how we collect, store, and process personal data and cookies in accordance with UK GDPR and Google advertising requirements.

By using this Website, you consent to the use of cookies and similar technologies for analytics and advertising purposes, where required by law.

9. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated revision date.

Continued use of the Website after changes are published constitutes acceptance of the revised terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have any questions about these Terms and Conditions, you may contact us at:

Email: info@madproductions.uk

See our Privacy and Cookie Policy here: https://www.regatulbanilor.uk/privacy-and-cookie-policy/